Key Facts Statement/Schedule of Fees and Charges

BEA Flyer World Mastercard cardholders can now earn miles faster than ever. Travel the world and enjoy unsurpassed offers and privilleges. Apply now and take the first step on your dream.

BEA Mileage Reward - as low as HK$4=1 mile²

• HK$4 = 1 mile²
  in overseas & online foreign currency spending
  
• HK$5 = 1 mile²
  in local dining & designated retail spending
  (including spending on food delivery platforms⁶, at local household appliance stores and local electronics sales stores²)
  
• HK$8 = 1 mile²
  in other retail spending
  

*Note: Please refer to the Bonus Gallery Programme Terms and Conditions concerning usage of the Bonus Points earned.

• The built-in contactless transaction function enables you to simply tap your card to make payments of up to HK$1,000 wherever Mastercard^® PayPass^TM is accepted. For details, please visit the Mastercard website at www.mastercard.com/hk.

• Up to 55% off on Blue Care Medical Centre check-up plans

  

• Access to over 1,000 airport lounges in more than 130 countries/regions worldwide (registration is required and USD32 per person per visit)

  

• E-Commerce Protection provides worldwide coverage for online purchases up to USD200

  

• Enjoy an array of global experiences and offers on travel, shopping, dining, lifestyle, and entertainment exclusively for World Mastercard^® holders. Please visit www.mastercard.com.hk/world for details.

First Year Annual Fee Waiver⁴

*Note: The relevant information is available in English and Traditional Chinese only.

Remarks:

1. Transaction eligibility shall be determined at the sole and absolute discretion of BEA according to the merchant codes issued by Mastercard Asia/Pacific (Hong Kong) Limited.

2. The miles are calculated based on the current BEA Mileage Reward conversion rate, i.e. 8 Bonus Points = 1 Asia Mile. Each Eligible Account is eligible for a monthly cap (per calendar month) of 100,000 bonus points of Extra Reward within the promotional period. Cardholders registered for the BEA Mileage Reward can enjoy following rewards based on their spending:
   a) Eligible foreign currency retail spending can enjoy a total 2X bonus points, including 1X bonus point of Extra Reward and 1X bonus point of Basic Reward.
   b) Eligible local dining outlets, local household appliance stores and local electronics sales stores spending can enjoy a total 1.6X bonus points, including 0.6X bonus point of Extra Reward and 1X bonus point of Basic Reward. Eligible local household appliance stores and local electronics sales stores spending include but not limited to Apple Store, Samsung Experience Store, Broadway, Fortress, CMK, LE CREUSET and Family House.
   c) Other eligible retail spending can enjoy 1X bonus point of Basic Reward.

3. Transactions made at supermarkets, travel agencies, to government departments; and recurring transactions and/or autopay transactions will not be eligible for extra Bonus Points/cash rebate.

4. Insurance premium transaction will not be eligible for Bonus Points/cash rebate.

5. The promotion period of Extra Reward runs from 1st January, 2024 until 30th June, 2024. For details of “BEA Credit Cards – Privilege Services and Spending Reward“, please click here.

6. Food delivery platforms include Foodpanda and Deliveroo etc.

7. The first year annual fee waiver applies to both the principal cardholder and any related supplementary cardholders.